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Put Some Money Back In Your Pocket!
Money Market Draft Account - 2.65% APR*

Bucks County, PA Branch



Importance Notice for ATM Cards Print E-mail
Please note the following changes related to VISA ATM Cards at Viriva Community Credit Union:

ATM Cards are being upgraded to a VISA Debit/Check Card, thereby providing you with added card functionality and no increased liability.  The process for this upgrade affects only ATM cardholders, in that the card you currently have will no longer work, effective Saturday, November 15th.  A new card will be sent to you on or before October 22nd, with a PIN following 2 days later.  Once you have received the new Debit/Check Card and activated it, it should be used immediately to access funds on your account.  If you have any questions on this upgrade, please contact our Phone Center at 215-333-1201 x3.  If you do not receive a new card to use by October 22nd, please call Catherine (ext. 127) or Mary (est. 117).

Debit Card users: The ATM Card conversion does not affect you.  The current (valid) Debit Card you have will continue to work as usual.
 
Put Some Money Back in Your Pocket! Print E-mail

Take care of your Summer debts by consolidating your bills into one low monthly payment. By opening a Fixed Rate Home Equity loan, you can take advantage of having to pay just one bill per month, while also saving money with a rate as low as 5.29% APR*.

Act Now! If you open a Fixed Rate Home Equity Loan with us today, you’ll have the option of deferring your payments until January, 2009!* Not only will you save yourself some unnecessary stress, you’ll give yourself a two month supply of cash flow just in time for the holidays.

Visit our Home Equity page for more information or to apply now!

*APR= Annual Percentage Rate. Rates are subject to change and reviewed monthly. Maximum APR is 18%. Final rate determined by credit history. Other rates and terms available. No loan discounts available. Complete loan and promotion details can be found at the Credit Union. Property insurance is required. Payment sample (including payment protection): For loan amount of $10,000 borrowed at 80% LTV, monthly payment amount would be $204.65 with Credit Life & Credit Disability included. Member of VCCU must be in good standing and receive funds before October 31, 2008 to be eligible for payment deferral. Interest will continue to accrue on loan during November and December when deferred payment is allowed. First payment must be made in January, as disclosed. Second Mortgage Loans are subject to either $300.00 loan processing fee (Philadelphia County) or $250.00 loan processing fee (all non-Philadelphia Counties), while business loans are subject to $375 loan processing fee. New loans only. Offer not valid for current Viriva loans.

 
Treat Yourself to a Relaxing Retirement Print E-mail

It's never too early or too late to start saving for retirement! When the time comes, be able to treat yourself to a relaxing time!

Whether your journey to retirement ends in 3 or 30 years, be sure you are ready with enough savings to make it a relaxing time. Pensions and other retirement funds through your employer may help to cover some of the costs for your later years, but funding an IRA (Individual Retirement Account) is another smart way to plan for those golden years up ahead.

Even if you only have a small amount to start with, Viriva offers an IRA Share Accumulation Account, which gives you the flexibility to open an IRA with just $5.

For information on the benefits and various types if IRAs, visit our IRA page or call to speak to a Credit Union Representaive today.   

 
Money Market Draft Account - 2.65 %APR* Print E-mail

Save smart... Open a new Money Market Draft Account today!

Not only will you have piece of mind that your funds are federally insured, you’ll receive a generous dividend of up to 2.65% APR*. Having a Money Market Draft Account at Viriva allows you to write checks on the account for occasional bills, while offering you a higher rate of return.

To find out more about our Money Market Draft Accounts and how you can open one, contact us today at 888-7-VIRIVA or by visiting our Money Market page.

*APR- Annual Percentage Rate. Rate shown is for balances in excess of $50,000 and is in effect for the month of September, 2008 and subject to change each month. Minimum balance on Money Market Draft Account is $500 with rate being tiered based on balances.

 
Bucks County, PA Branch Print E-mail

 Coming soon...Viriva Community Credit Union: 157 York Road, Warminster, PA 18974!

outsidefront09_08.jpg


As you can see, we still have some work to complete before opening, however by the end of October we will be ready to open our doors to you!  

November 1st will be our Grand Opening Celebration!


If you would like to be included in our mailing list for additional details on our Grand Opening, please e-mail us at This e-mail address is being protected from spam bots, you need JavaScript enabled to view it outsidefrontdrive09_08.jpgoutsidefrontclose09_08.jpg
 

(Left: Front view with drive-thru from left/center)

(Right: Front view of entrance)

 
Scholarship Contest Print E-mail

Viriva Community Credit Union understands the cost of higher education and wants to help!  We are now accepting applications for our 2009 - 2010 Scholarship Contest.

The Credit Union’s 2009 Scholarship Contest includes:

  • Two (2) $1,000 College Scholarships will be awarded to qualifying high school seniors for their freshman year of college;
  • One (1) $1,000 College Scholarship will be awarded to a qualifying college student entering his/her sophomore, junior, or senior year;
  • Two (2) $500 High School Scholarships will be awarded to qualifying high school students entering his/her freshman, sophomore, junior or senior year.

Deadline for entries is March 9, 2009. Winners, or acceptable representatives, will be required to attend an awards ceremony to be held during the Credit Union’s 73nd Annual Meeting held in April, 2009.

Who is eligible to apply for a Vriva Scholarship?

  • Current and new members of Viriva Community Credit Union who join before March 9, 2009 and possess a 2.5 GPA or equivalent grade average.

Who is eligible to join Viriva Community Credit Union?

  • Anyone who lives, works, worships, attends school, or volunteers in Bucks, Delaware, Montgomery or Philadelphia Counties in Pennsylvania.
  • Immediate family members of existing members.

How to Join:

Interested scholarship applicants who are not currently members of the Credit Union may apply for membership any time before the scholarship deadline. If the member is between the ages of 13 through 17, he/she must complete a Teen Membership Application for the Money Masters Club Account. The parent/guardian must be a joint owner on the account.  The only membership requirement is a $5 deposit to open a Savings account. For more information or, to receive a membership application, contact the Phone Center at 215-333-1201.

To download Scholarship Contest Applications and Essay Topics, please click on the appropriate links below.

2009 Viriva High School Scholarship Application 2009 Viriva High School Scholarship Application
2009 Viriva College Scholarship Application  2009 Viriva College Scholarship Application
2009 Scholarship Topics 2009 Scholarship Topics

 

 

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