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Invest in America
Beat the Rate
Save Money in 2010!
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Save Money in 2010! |
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Get access to the cash you need while saving on high interest rates. Take advantage of our Home Equity Line of Credit with variable rate as low as 3.50% APR*.
Save On: Home Renovations-
Getting the cash you need doesn't have to cost you a lot. With rates as low as 3.50% APR* you can afford to make upgrades. Save more money with the Energy Tax Credit by making your home energy efficient. (Consult your tax adviser. Additional information can be found at www.energystar.gov)
Debt Consolidation-
Still paying for holiday shopping? Consolidate all your high interest rate debts into one low easy monthly payment.
College Tuition-
Looking for ways to pay for your child's higher education? Take advantage of Viriva's low interest rate to fund their education. Viriva also offers College Scholarships. Visit our youth page at www.viriva.com for details.
And much more...
Apply online today or call 888-VIRIVA x 5 or 215-333-1201 x 5 (local)
*APR=Annual Percentage Rate. Rate effective 1/01/2010-3/31/2010. Final approval and actual rate subject to individual credit worthiness of applicant. Other rates and terms available. No loan discounts apply. Contact a Viriva Representative for additional promotion details by calling the number listed on this flyer. Member of VCCU must be in good standing to be eligible for loan special(s). Rate updated quarterly, increasing when prime rate increases, decreasing when prime rate decreases. Minimum APR is 3.5%. Maximum APR is 18%. Application fee of $300 applies for Philadelphia County and $250 for Bucks, Delaware and Montgomery Counties. Property insurance is required. Maximum loan amount is $75,000 for 80% Loan To Value and $50,000 for 90% Loan To Value. Draw period is 7 yrs (the timeframe in which you can make advances).
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Beat the Rate! |
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Rates as low as 3.99% APR*
This Summer, watch your savings sizzle with a Beat the Rate offer at Viriva Community Credit Union! Come to Viriva today for a refinance on your current auto loan (held at another institution), and we'll beat the rate by at least 1/2%!**
We offer up to 100% financing on New and Used Vehicles. Plus, we have a variety of term and payment options, so our HOT deals leave the competition out in the cold.
Give us a call today, or apply online; we'll have an answer for you in no time!
Still looking for the right car? Be sure you stop by YOUR Credit Union first to apply and get information on how you can best compare 0% deals with cash-back rebates. Before you take that dealer financing, you'll want to be sure you are getting the best deal. Find out more information on how to calculate your savings with Credit Union financing and dealer offers by visiting our Auto Loans page.
*APR=Annual Percentage Rate. Rate current as of date of publication and is subject to change. All rates, terms, and LTV are based on applicant's individual credit worthiness; loan approval not guaranteed. Other rates and terms are available. No other rate discounts apply. Refinance must be at least $5,000 for the Beat the Rate offer. Offer not valid for current Viriva Auto Loans. ** Contact the Credit Union for more details.
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Invest in America |
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In the recent news, there have been two major automobile manufacturers that have announced a partnership with America's Credit Unions to Invest in America by providing discounts to members looking to buy a new car.
GM has adopted the Invest in America program by offering members up to 4.5% off of the Manufacturer's Suggested Retail Price (MSRP) on top of any other rebates or discounts offered to buyers. Chrysler's involvement has been established through a "Credit Union Member Cash" program which offers $500 or $1,000 (depending on the model) to members financing a new vehicle through their credit union.
Viriva has joined forces with Invest in America by also offering an additional rate discount on their already competitive Auto Loan Rates. Members of Viriva Community Credit Union, will not only gain the special discounts and rebates mentioned above through participating GM and Chrysler dealers, but will also receive an additional 1/4% discount* when they finance the loan through the Credit Union.
Get pre-approved today for your Auto Loan through Viriva by clicking here. We will provide you with an approval letter, which can be used at the dealership, providing you added buying power when negotiating the price on your new vehicle.
To review more details on the GM program click here, register and choose Viriva Community Credit Union in the drop down menu, then print out your personal Authorization Number and head to your local GM dealer to get moving in your new car.
To review more details on the list of incentives for your local Chrysler, Dodge or Jeep dealer for the Chrysler Credit Union Member Cash program, click here. Then bring your pre-approval letter to show the Chrysler, Dodge or Jeep dealer that you are financing your new vehicle through your credit union.
*Discount provided is .25% below the approved rate, based on term and credit worthiness of applicant. Must be a member of Viriva Community Credit Union in good standing and be used for a new vehicle purchase made through the Invest in America program. Current rate is 4.75% APR (Annual Percentage Rate), as of January 30, 2009 for maximum 36 month term. Loan approval not guaranteed. Total discounts for loan may not exceed .75% and are not applicable to 36 month term auto loan. Offer subject to change and may end at any time.
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