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View our most recent newsletter: 2010 Spring Newsletter

Enterprise Used Auto Sales Event
Stay-cation or Vacation?

Doing the little things can help preserve the environment too!

Beat the Rate

Viriva Offers the Complete Auto Care Kit!

Invest in America
 



Sizzling Summer Auto Sales Event Print E-mail

If you are looking to purchase a used auto, take advantage of this great offer:

  • Viriva CCU Members get Blue Book Trade-In-Value on your vehicle PLUS $500!1
  • No Trade-In? Receive a $200 Gas Card (upon used vehicle purchase from Enterprise Car Sales)!2
  • Haggle-Free Buying. The price you see is the price you pay.3 All vehicles are offered at unbelievably low prices.
  • Worry-Free Ownership. 7-day repurchase agreement4 in case you change your mind, limited powertrain warranty4 and roadside assistance.5
  • You can preview used vehicles at www.cuautodeals.com

Shop with confidence and get pre-approved* for a used auto loan from Viriva Community Credit Union TODAY. Click here to apply now or call us at 888-7-VIRIVA (215-333-1201 for local calls). Then, stop by your local Enterprise Car Sales to see a great selection of quality used vehicles.

Preview: July 29 - 30, 2010
Thursday & Friday 9 a.m. - 5 p.m.
Enterprise Car Sales
2001-19 Byberry Road, N.E. Philadelphia, PA
215-673-6565

Sale: July 31, 2010
Saturday 9 a.m. - 2 p.m.
Radisson Hotel Philadelphia Northeast
2400 Old Lincoln Highway, Trevose, PA 19053

*Loan approval not guaranteed. Approval based on individual credit worthiness. 1 Trade-In values obtained from © 2010 Kelley Blue Book Co.'s website KBB.com. Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Blue Book Trade-In Value. If a Blue Book Trade-In value is not available for your vehicle Enterprise will provide a fair and competitive value for customer's vehicle. Additional trade-in value of $500 is not available on vehicles without a Blue Book Trade-In Value or if an Enterprise Car Sales vehicle is not purchased. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Restrictions apply. For details, see an Enterprise Car Sales Manager. Offer void where prohibited. Offer valid from 7/29/10 - 7/31/10. 2$200.00 Gas Card will be issued within 30 business days upon purchase (or financing) of vehicle. Offer valid only on Enterprise vehicles purchased from 7/29/10 - 7/31/10 and financed through your credit union. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Cannot be combined with any other offers. Not valid on previous purchases. 3 Price does not include tax, title, tags, governmental fees, any emissions testing charges, and any finance charges (if applicable). Unless otherwise stated separately, price does not include processing, administrative, closing or other similar fees of $149 or less. 4 Restrictions apply. For details, see an Enterprise Car Sales Manager. 5 Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. The "e" logo, Enterprise, and "Haggle-free buying. Worry-free ownership." are trademarks of Enterprise Rent-A-Car. All other trademarks are the property of their respective owners. © 2010 Enterprise Rent-A-Car

 
Stay-cation or Vacation? Print E-mail

This summer, whether you’re "Stay-Cationing" or "Vacationing" in style, we can help make it affordable with a low rate Signature Loan! Get access to the cash you need* to make it a summer to remember!

Click here to apply today or call 888-7-VIRIVA (215-333-1201 for local calls).

OR… get prepared for next summer! Set aside money the easy way for all your summer plans. Open a dividend bearing Vacation Club Account any time of the year with just a minimum deposit of $5 to start.

Read more about Vacation Club Account…

*Loan approval not guaranteed. Final loan approval and actual rate subject to individual credit worthiness of applicant.

 
Doing the little things can help preserve the environment too! Print E-mail

Doing your part to help the environment doesn’t mean having to take drastic measures… Doing the little things can add up too!

Select to receive eStatements today and help preserve the environment!
And when you do, you'll receive a FREE* Viriva Go Green Tote Bag... plus you can earn $5.00**.

With eStatements you can receive your statements:

  • faster.
  • in a more secure manner.
  • without the clutter.
  • plus, receive a FREE* Viriva Go Green Tote Bag (while supplies last) when you sign up for eStatement now through August, 2010.

Click here to sign up for eStatements now! 

Also... Now through August, 2010 when you opt to receive eStatements and refer another eStatement user, we'll deposit $5.00 into each of your accounts when you fill out and return the eStatement referral form.** Click here to obtain an eStatement referral form.

*Tote bag must get picked up at a Viriva branch location on or before the end of the promotion period.**New eStatement users must remit a completed eStatement referral from to Viriva CCU and have signed up to accept eStatements now through August 31, 2010. Funds will be deposited after the new eStatement users have had their first eStatements mailed to them.

 
We'll "Beet" That Auto Loan Rate! Print E-mail

This summer enjoy a refreshing salad with a side of Viriva's "BEET" the Auto Loan Rate offer. We'll beat the Annual Percentage Rate on your auto loan (from another lender) by at least 1/2%*. 

With a Viriva Auto Loan, we also offer features like: Guaranteed Asset Protection (GAP Coverage), Mechanical Repair Coverage (MRC) and Credit Life and Disability Insurance to help protect your investment. Click here to learn more! 

Adding extra greens back in your wallet can't get any easier, so relax! Contact Viriva to apply today at:

888-7-VIRIVA ext. 5 (215-333-1201 for local calls)
or click here to apply on line now. 

*The "Beet" the Rate offer is based on applicant's individual credit worthiness. Refinance must be at least $5,000 to qualify. Loan approval not guaranteed. As of May 26, 2010, rates are currently as low as 3.99% APR (Annual Percentage Rate). No other discounts can be applied. Other restrictions apply. Contact Viriva CCU at the number listed above for details. Insured up to $250,000 by NCUA.

 
Viriva Offers The Complete Auto Care Kit! Print E-mail

Wondering what to do with your tax return? How about making a down payment on a new car!

With a Viriva Auto Loan we offer the Complete Auto Care Kit!

Rates as low as 3.99% APR*

You can receive:

  1. Up to .75% loan discounts for electing additional Credit Union services. Ask a Representative for list of qualified services.
  2. Flexible Financing
  3. Pre-approval

Other voluntary benefits include:

  1. Mechanical Repair Coverage (MRC)**
  2. Guaranteed Asset Protection (GAP)**
  3. Payment Protection of MEMBER’S CHOICE™ Credit Life and Credit Disability** 

To learn more about our voluntary benefits click here!

To apply for an auto loan today call 888-VIRIVA x 5 or 215-333-1201 x 5 (local)  or click here to apply online.

*APR = Annual Percentage Rate. Rate subject to change without notice. Rates shown reflect maximum loan discount available of 0.75%; Available discounts include 0.25% discount for loan repayment via Payroll Deduction/Direct Deposit from Employer; 0.25% discount for an active Checking account (active account is defined as having at least one cleared check or ach debit each month for the past 6 months); 0.25% discount for new members within 90 days of membership; 0.25% discount for First Time Car Buyers; 0.50% discount for Hybrid Vehicles.  Rates shown is a loan promotion rates, no other discounts can be applied. Contact a loan representative for details by calling 888-7-VIRIVA or 215-333-1201 (local) **The information above is intended to provide a general outline of the benefits/coverage of Member’s Choice™ Guaranteed Asset Protection (GAP), the Member’s Choice™ Mechanical Repair Coverage (MRC) and Payment Protection of MEMBER’S CHOICE™ Credit Life and Credit Disability product. For details, please visit our Auto Loans page.

 
Invest in America Print E-mail

In the recent news, there have been two major automobile manufacturers that have announced a partnership with America's Credit Unions to Invest in America by providing discounts to members looking to buy a new car.

GM has adopted the Invest in America program by offering members up to 4.5% off of the Manufacturer's Suggested Retail Price (MSRP) on top of any other rebates or discounts offered to buyers. Chrysler's involvement has been established through a "Credit Union Member Cash" program which offers $500 or $1,000  (depending on the model) to members financing a new vehicle through their credit union.

Viriva has joined forces with Invest in America by also offering an additional rate discount on their already competitive Auto Loan Rates.  Members of Viriva Community Credit Union, will not only gain the special discounts and rebates mentioned above through participating GM and Chrysler dealers, but will also receive an additional 1/4% discount* when they finance the loan through the Credit Union. 

Get pre-approved today for your Auto Loan through Viriva by clicking here.  We will provide you with an approval letter, which can be used at the dealership, providing you added buying power when negotiating the price on your new vehicle.

To review more details on the GM program click here, register and choose Viriva Community Credit Union in the drop down menu, then print out your personal Authorization Number and head to your local GM dealer to get moving in your new car.

To review more details on the list of incentives for your local Chrysler, Dodge or Jeep dealer for the Chrysler Credit Union Member Cash program, click here.  Then bring your pre-approval letter to show the Chrysler, Dodge or Jeep dealer that you are financing your new vehicle through your credit union.

*Discount provided is .25% below the approved rate, based on term and credit worthiness of applicant.  Must be a member of Viriva Community Credit Union in good standing and be used for a new vehicle purchase made through the Invest in America program.  Current rate is 4.75% APR (Annual Percentage Rate), as of January 30, 2009 for maximum 36 month term.  Loan approval not guaranteed.  Total discounts for loan may not exceed .75% and are not applicable to 36 month term auto loan. Offer subject to change and may end at any time.

 

 

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