If you are in the Market for a New or Used Vehicle? BEFORE YOU BUY, learn strategies and negotiating tips that can help you get a great deal on your vehicle purchase. Call Viriva Community Credit Union to request your FREE Vehicle Buyer’s Kit** today. Our Vehicle Buyer’s Kit includes information on:

• Anytime Adviser- Car Buying Coach
  Learn strategies and negotiating skills that can help you get a great deal on your auto purchase;
• MVCP (Motor Vehicle Certification Program)
  MVCP is a free car buying service that will help you get the price facts about the car you are looking to purchase. You can receive pre-negotiated pricing when you purchase through participating MVCP dealers.
  Visit www.mvcp.com to learn more;
• Guaranteed Asset Protection (GAP)
  GAP is a low cost solution that protects you against the high-cost difference
  between your insurance settlement and loan balance (if your vehicle is involved in a total loss);
• Mechanical Repair Coverage (MRC)
  MRC is a great complement to a manufacturer’s standard warranty,
  providing the most convenient and cost-effective way to ensure uninterrupted protection;
• Viriva’s Vehicle Loan Rate Discounts
  Find ways to lower your interest rates;
• AND MUCH MORE!

*APR = Annual Percentage Rate. The as low as 2.99% APR shown applies to auto loans with 36 month term and the max discount of 0.75% applied. Qualified discounts include: having a Checking Account with an active VISA Check/Debit Card (an active VISA Check/ Debit Card is defined as having at least 5 signature based transactions each month for the past 6 months), electing to repay your loan via Direct Deposit or Payroll Deduction from your Employer, being a first-time auto loan borrower, purchasing a hybrid vehicle, using the MVCP service or being a new member within 90 days of membership. Rates and loan approval subject to individual credit worthiness. Rates subject to change without notice. Other restrictions may apply. Please speak with a Viriva Representative for details by calling the number listed above. **One kit per member. No purchase required. While supplies last.