Credit Union membership begins with a low minimum balance Share Savings Account. If you’re already a member, use this guide to learn more about your savings and investment options. A Savings Account solidifies your membership in Viriva Community Credit Union.  The minimum balance requirement is just $5.00 and must be maintained to remain a member and benefit from all Credit Union services. With this account, you receive a quarterly statement, which details your account balance and dividends earned.

• Whether starting a savings plan or saving towards a goal, Sub-Savings Accounts are an excellent way to save for the short- and long-term. Set aside funds for expenses like tuition, vacations, or emergencies while earning dividends (interest) at the Share Savings rate.

• Holiday and Vacation Club Accounts Club Accounts are a worry-free way to save for holiday shopping or vacation fun! Set aside money the easy way by making regular deposits to reach your goal. Dividend bearing Club Accounts can be opened any time of the year with just a minimum deposit of $5 to start.  You can save through:

1. Payroll Deduction
2. Automatic Transfers from your Savings or Checking Account
3. Regular deposits in person or by mail

The funds are available whenever you need them! Get started by completing the Payroll Deduction, Holiday Club & Share to Share Transfers Form and return it to the nearest Viriva CCU branch.

• Youth Savings Accounts Youth help children develop healthy financial habits by encouraging little ones to save and not-so-little ones to learn responsible spending, saving and budgeting practices. To learn more about our youth accounts clink on the “Youth Savings Account” link on the left side of your screen.  

At Viriva, your money is secure. Savings Accounts and IRAs in the Credit Union are insured separately by NCUA, the National Credit Union Administration, up to at least $250,000 each. Click here to read more about how you can maximize your NCUA insurance coverage.