Certificates are risk-free, high-interest deposits that allow you to save specific sums for a set period and earn a better rate of return than an average savings account (similar to CDs) Available terms include 6 months, 1, 2, 3, 4 and 5 years. Each Certificate has a minimum balance of $500 and offers higher dividends than traditional Savings Accounts.

Viriva CCU can help advise you on how to use these accounts to reach your savings goals. To transfer funds from your Savings Account to a Share Certificate, give us a call, or complete the Payroll Deduction, Holiday Club & Share to Share Transfer Form.