Viriva Community Credit Union has great rates and flexible payment terms. For added convenience and quick turn-around in today’s fast-paced world, you can apply for most of our loans online and receive a quick response.

Members can now receive exclusive rate discounts (up to 0.75% APR*) on their next Signature or Auto loan. Check out some discount options below:

• New Member Discount: 0.25%
  Must be used within 90 days of membership date

• First Time Car Buyers Discount: 0.25%
  Available for member financing an auto loan for the first time

• Automatic Repayment Option Discount: 0.25%
  When you select to repay your loan via payroll deduction/direct deposit from your employer.

• Checking Accounts with an Active VISA Check/Debit Card Discount**: 0.25%
  For checking account holders with an active VISA Check/Debit Card.

• Eco Friendly Automobile Discount: 0.50%
  When you finance a hybrid vehicle.

Not a member? Click here, to fill out a membership request form.

*APR= Annual Percentage Rate. *Loan discounts apply to closed-end, fixed rate loans with 60 month terms or less. Total maximum loan discount available per member, per loan shall not exceed 0.75%. Loan approval not guaranteed and is subject to individual credit worthiness. Other restrictions may apply. Contact a loan representative for details by calling the number listed above. **Having a Checking Account with an active VISA Check/Debit Card (an active VISA Check/Debit Card is defined as having at least 5 signature based transactions each month for the past 6 months).