Credit Card Debt Protection

Help Protect Yourself With Member's Choice Borrower's Security Debt Protection

Did you know your credit union offers Debt Protection coverage to help protect you and your family in case something unplanned happens? Many consumers don’t think about electing coverage on a credit card – it’s not your car which you rely on to get you back and forth to work or your house that you rely on to provide shelter for your family, so why add Debt Protection to your Viriva Platinum Mastercard® Credit Card? Keep in mind, when there is an unplanned loss of job or disability, many families rely on their credit cards to help make ends meet until full employment is reinstated. You don’t anticipate that you could lose your job, become disabled, need to take family leave, or pass away which could leave your family responsible for your balance.

Member’s Choice Borrower’s Security is a voluntary loan-payment protection product designed to help relieve you of loan payments if a protected life event unexpectedly happens to you.

Are you interested in adding this coverage to your Mastercard® Platinum Credit Card with Viriva? If yes, contact us today via email at or by calling 888-7-Viriva. We’ll be happy to assist in adding this valuable protection to your credit card account.

Your purchase of Member’s Choice Borrower’s Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Member’s Choice Borrower’s Security. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

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