Live Your Dream Life Today

Rate Discounts

Receive a 1% rate discount1 on Personal, Fixed Rate Home Equity, and Express Home Equity Loans. Receive up to an additional 0.75% rate discount2 on personal loans. 

Save Up to $400

We'll waive the Fixed Rate Home Equity Loan processing fee when you borrow $20,000 or more in new money. 

Get Started

Apply Online now or complete the contact form below to connect with us. Reference invitation code 20750WV.

Financing life's needs is what we do, so live your dream life today!

Apply Now! Reference invitation code  20750WV.

As your financial partner for life, we work for our members by providing tools and services to help them achieve their financial goals. For a limited time, receive exclusive loan rate discounts and additional savings on the following loans. 

  • Personal Loans
  • Fixed Rate Home Equity Loans
  • Express Home Equity Loans

Together we can empower your financial future. Apply or connect with us today.


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1. 1% discount applies to the annual percentage rate (APR) for Signature/Personal Loans of at least $2,000; and Fixed Rate Home Equity Loans and Express Equity Loans of at least $5,000. Applications must be received between 1/1/19-3/31/19 with disbursements by 4/30/19. APRs based on applicant’s credit with discount taken after determination. Refinances of existing Viriva loans permitted provided there is new money of at least $2,000 for Signature and $5,000 for Home Equity Loans. Additional rate discounts may apply to Signature loans only. Minimum APRs in effect and other terms and restrictions may apply. Applicants must qualify for membership. Contact us for current rates and details at 1-888-7-Viriva.

2. Restrictions apply. Click Here for details.