Electronic Bill Pay

Enjoy More of Life's Moments When
You Simplify Your Banking

Being our members' financial partner for life means banking at the speed of life! Our Electronic Bill Pay service simplifies the task of paying utilities, car insurance, the babysitter, a friend back for lunch or moving funds around. It's fast, secure, and you're always in control. Did we mention it only requires one login! View available funds and send payments to just about anyone all under one site. Funds are drawn directly from your Viriva Checking Account.    

View How It Works

Pay Bills Using Your Voice
With iPay QuickPay℠

Introducing iPay QuickPay℠, a voice bill-paying service that allows you to send or schedule payments without having to log in to a computer or mobile device. 

iPay QuickPay℠ works with Alexa and Viriva's Electronic Bill Pay service. 

Learn More

Use these tips to help you schedule bills on the new It’sMe247 Online Banking Site.

Managing bill pay just got easier within the new It’sMe247 Online Banking site. We now offer our members two different ways to view and schedule payments.

  • Try the integrated feature shown directly on the Bill Pay screen to schedule payments quickly for amounts of $1,500 or less.
  • To schedule payments over $1,500, click on Full Featured Bill Pay to access the traditional Bill Pay option.
  • Bill Pay features like maintain payees, turn on payment alerts, and payment history are all located within the Full Featured Bill Pay option. 


Frequently Asked Questions

What is Electronic Bill Pay?

It is a service that allows you to pay virtually anyone or any company through It’sMe247 Online or Mobile Banking. You determine who you want to pay, and when you want to make the payment. Funds are drawn directly from your Viriva Checking Account. It’s safe, secure, and easy to use.

How does Electronic Bill Pay work?

Log into It’sMe247 Online Banking (or the mobile app), navigate to Pay & Transfer, and click Pay Bills. Select a person or company from your list of approved payees, then enter the payment amount and date of when you want the payment to go out. You may edit or stop payments before 2:00 PM EST on the date the payment is scheduled to process, so you’re always in control.


You can send single payments or schedule reoccurring payments. If your payee does not accept electronic payments, we’ll cut a paper check and mail it out at no additional charge to you.


See how fast and easy it is! Review Our Step by Step Demo Videos ›

How do I sign up for bill pay?

Start by establishing a Viriva Checking Account. Learn More about our Free Checking Account.


If you have a Viriva Checking Account, log into It’sMe247 Online Banking and navigate to Pay & Transfer. Select Pay Bills And More and accept the terms and conditions agreement, then follow the prompts to complete your enrollment. 


After completing your enrollment, the next step is to add the information of individuals or companies you wish to pay. Once your approved list of payees is set up, you’re ready to start sending payments the smart and convenient way. Log into It'sMe247 Online or Mobile Banking and navigate to Pay & Transfer, then Pay Bills to schedule payments.

Who can I pay with Electronic Bill Pay?

You can pay virtually any business or individual with a mailing address within the United States and Puerto Rico. For example, send payments to your utility, cable, cell phone, or credit card companies. Pay individuals such as a landlord, babysitter or relative. You can even pay yourself by sending funds to an account held at another financial institution. 

Is Electronic Bill Pay service free?

Viriva's Electronic Bill Pay service is free for the first three months. You can continue to enjoy the service at no charge if you maintain an active Checking Account and use the Electronic Bill Pay service to issue at least one payment each month. 

Using Electronic Bill Pay, how long does it take before my payment is received?

Generally, your payment is received within 2 to 7 days, depending on whether or not it is sent electronically or via paper check.


The majority of payments are delivered electronically and funds are withdrawn from your account on the payment date. Your payment information, such as your account number, is sent via secure transmission. All other payments are made by paper checks that are mailed via the U.S. Postal Service.



Electronic Bill Pay Features:

  • Issue at least one payment per month and it's free
  • Save time and pay your bills online, all in one place
  • Save money on postage, envelopes, late fees, and paper checks
  • View your payment history all in one place to stay organized
  • Set up alerts and reminders of when payments are due 
  • Help the environment by saving paper