Exclusive Loan Savings

Member Exclusive Loan Rate Discount Options

As a valued member, you can receive exclusive loan rate discounts on your next Signature or Auto Loan (up to 0.75% APR1). Review the available loan rate discount options below.

  • New Members: 0.25% – Available to new members within your first 90 days of membership
  • Membership Anniversary: 0.25% – For members that recently reached their first year of membership with Viriva 
  • First Time Car Buyer: 0.25% – Available for members financing an auto loan for the first time
  • Automatic Loan Repayment: 0.25% – When you elect to repay your loan via payroll deduction/direct deposit
  • Having Checking and Active Check Cards: 0.25% – An active Check Card is defined as having at least 5 signature-based transactions each month for the past 6 months
  • Paid Off Loan: 0.25% – For members that recently paid off a Viriva loan

1 APR= Annual Percentage Rate. Loan discounts apply to closed-end, fixed rate Vehicle Loans up to 84 month term and closed-end fixed rate Signature Loans up to 60 month term. Discounts cannot be applied to promotional rates. Total maximum loan discount available per member, per loan shall not exceed 0.75%. Loan approval not guaranteed and is subject to individual credit worthiness. Other restrictions may apply. Contact Us for complete details.