Free Checking

Viriva's Classic Checking is a worry-free checking account that works for you.

Simplify your finances and take advantage of our checking account’s free benefits and electronic payment options. No minimum balance, no monthly maintenance fee, direct deposit, debit card, electronic bill pay, and unlimited check writing privileges are just a few of the ways to make your checking account work smarter for you.

Apply Online Now

  • Log in to It'sMe247 Online Banking
  • Navigate to New Accounts and select More Share Info
  • Under Description, select Checking
  • Select Find Out More to launch the Online Checking and Debit Card application
I don’t like to write checks. Do I need a checking account?

You can use a checking account for much more than writing checks. Many members prefer using a convenient Mastercard Debit Card for easy access to funds. You can also set up Direct Deposit and get your paycheck deposited directly into your checking account. Sign up for Electronic Bill Pay service to pay bills, a person, company and even donations with just a few clicks.

How do I apply for a checking account?

Existing members can log in to It'sMe247 Online Banking to apply for a checking account or Download a Paper Application.


Applying Online:

  • Log in to It'sMe247 Online Banking
  • Navigate to New Accounts and select More Share Info
  • Under Description, select Checking
  • Select Find Out More to launch the Online Checking and Debit Card application
I bounced a check. Is there a way to keep this from happening again?

Yes! We offer standard overdraft protection, and overdraft privilege for added coverage, to help you avoid unexpected overdrafts or declined transactions. 


Take the proactive approach with checking account management and review our Checking Account Resources. Successfully maintaining a checking account is one of the building blocks of achieving your financial goal. 

Can I stop payment on a check online?

Yes! You can use It’sMe247 Online Banking to stop payment on a check. This feature may require special activation, so Contact Us if you need help.

Is there an easy way to switch all my accounts to my new Viriva Checking Account?

Yes! Use our Easy Online Account Switch Kit to help you redirect any automatic deposits or withdrawals to your new Viriva Community Credit Union Checking (or Savings) Account!

How do I set up Direct Deposit?

Simply provide your employer, or the organization that is issuing your funds, with the following information:


  • Institution Name: Viriva Community Credit Union
  • Address: 157 York Road, Warminster PA 18974
  • Routing/ABA Number: 236-083-655
  • Your Member/Account number

Classic Checking Account Program: