Imagine it. Live it.

Whatever you're imagining, you can rely on Viriva to help you fund it.

  • Historically Low Rates - Take advantage of today’s low rates. 
  • 90 Days No Payment¹ - Make no payment for three months on your auto or home equity loan.
  • Processing Fees Waived¹ - We'll waive the processing fees for Home Equity Loans regardless of the loan amount.

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► Home Equity Line of Credit rates as low as 3.50% APR*

Your home is the place to be. Reimagine what it can be, and we can help you fund it. Available loans include Fixed Rate Term and Variable-Rate Home Equity Line of Credit.¹

  • Make home improvements.
  • Pay for college tuition.
  • Consolidate debts. 
  • Fund whatever your life needs.

► New or Used Auto Loan rates as low as 3.29% APR*

Get pre-approved before visiting the dealership and shop with confidence. Secure the best financing option and have a better understanding of your buying power.

  • Exclusive loan rate discount opportunities are available. Receive Up to .75% Off Your Rate.
  • Flexible repayment terms of up to 84 months available.
  • Up to 125% financing, including taxes, tags, and other added services.

1. All offers are for a limited time and may change or be withdrawn at any time without prior notice. Subject to credit approval and membership eligibility. Home Equity and Auto Loan APRs are based on your credit, loan type, and term. You may defer the first payment for 90 days and make payment beginning on the due date in the fourth month as disclosed in your loan agreement. Interest accumulates during the deferment period. Must apply directly with Viriva Community Credit Union. Loans derived through Rate Genius, KLA, and TruHome indirect channels are not eligible. *View Rates