Fund Life's Big Plans

Fund your next big home renovation idea, vacation getaway, or event with a Home Equity Line of Credit or Fixed Rate Home Equity Loan. 

Rates as low as 2.99% APR1.

Save Up to $4004

We'll waive the Home Equity Loan processing fee when you borrow $25,000 or more in new money.

Get Started

Apply Online now, email Loans@Viriva.com, or complete the contact form below to connect with us.

Limited Time Home Equity Loan Offers 

When life’s big plans need financing, you can rely on Viriva to help you fund it. We’re here for you, whatever your financial need may be. Open a Home Equity Line of Credit or Fixed Rate Home Equity Loan with Viriva and start funding your next big plan.

Fixed Rate Home Equity Loan

  • Rates as Low as 2.99% APR1,2

Home Equity Line of Credit

  • Introductory rate as low as 2.99% APR1,3 for 12 months
  • Variable rate currently as low as 5.00% APR1,3 thereafter 


Connect With a Loan Representative





1. APR shown is our best rate for well-qualified borrowers with a qualifying loan of up to 80% Loan-To-Value. Your APR may be higher based on your credit, loan term, and our underwriting standards. Property must be owner-occupied. Property insurance required. Title and flood insurance may be required. Current Viriva loans must refinance or draw an additional $10,000 in new money to be eligible. Membership and other restrictions may apply. Offer may change without notice. Applications must be received between 07/01/19 and 09/30/19. Call us at 215-333-1201 for more information.
2. 2.99% APR applies only to loans with a 36-month term. Contact us to discuss other rates and terms. Loan amounts must be between $5,000-$100,000 and disbursed by 10/31/19.
3. 2.99% APR applies through 09/30/20 for new lines of credit with a draw of at least $5,000 ($75,000 maximum) at closing. After 09/30/20, any remaining balance and new draws are subject to a standard variable APR based on the highest Prime Rate published in The Wall Street Journal on the 1st day of the month prior to the new calendar quarter. APRs range from 3.50%-18%. APR of 5.00% shown as an example and is subject to change based on market conditions.
4. Up to $400 Loan Processing Fee waived for loans of $25,000 or more in new money disbursed by 10/31/19.