► Receive an introductory of 1.90% APR for 6 months.¹
► After that, enjoy a low variable rate currently between 9.15% - 18.00%.¹
Spend. Earn. Redeem.
With a rewards credit card, your everyday purchases can help you earn points towards cashback, your next vacation getaway, a brand name gift, or a once-in-a-lifetime experience!
Our credit card rewards program is powered by Rewards! and gives you the flexibility and freedom to redeem your points for almost anything you want! Earn points from everyday purchases. Use your Viriva Rewards! credit card for fuel, groceries, utility bills, and watch how fast your points add up. Earn 1 point for every $1.00 in qualifying credit card signature purchases.
Where will your points take you? Log in to view available points, rewards option or to redeem rewards.
- Cash Back – As a credit to your account
- Merchandise – Over 300,000 products
- Gift Cards – eGift Cards available
- Travel – Discounted airline travel, cruises, hotel stays, etc.
- Experiences – Round of golf, sky diving, rock climbing, etc.
- Green Products – Renewable energy credits
- Charitable Donations –From over 250 charities
- Prepaid Card – VISA & Mastercard® gift cards available
- Event Tickets – Sports, theaters, concerts, etc.
- No annual fee
- No balance transfer fee
- 25 day grace period for purchases
- Debt Protection Option ›
- Low monthly payment – 3% of the outstanding
- balance or $25
- It'sMe247 Mobile Banking App ›
- Review account activities
- Check balances
- Make payments
- Turn your card on and off with the Manage My Cards feature
- Mastercard benefits ›
- Worldwide acceptance
- ID theft protection
- Zero Liability Policy