Student Loans

Smart Option Student Loan® by Sallie Mae®

Choose the student loan that's right for you! The Smart Option Student Loan® by Sallie Mae® is for borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates!

Whether you’re an undergraduate, graduate, or parent— our partner Sallie Mae® have options to meet your specific needs. Their loans are ideal solutions to help you pay for college expenses not covered by scholarships and federal loans.

Visit Viriva's Sallie Mae Partnership Site 



The Smart Option Student Loan® Features and Benefits:

  • Multiple in-school repayment options plus a
    choice of competitive fixed and variable interest
    rates, providing even more flexibility
  • No origination fees and no prepayment penalties1
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may
    help you qualify
  • 100% US-based Student Loan Specialists

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1Details listed on our Sallie Mae partnership site. View Now