Balance Transfer

Get ahead and live freely!

Transfer Balances Now

2.99% APR¹ 

Intro rate until Jan 31, 2021

APR Between 7.15% - 18%

Thereafter

Put money back in your pocket, and bring more flexibility to your finances when you consolidate your bills and lower your interest rate! Transfer your credit card balance from a high rate card to your Viriva low rate card and get ahead of your debts!

Compare these store cards with a Viriva Mastercard® to see for yourself how much you could be saving in interest payment.

► Viriva

2.99% APR1

Intro rate for 6 Months 

$3,000

Transfer Balance

Pay $26.31

In Interest Cost Over 6 Months

► Target®

22.90% APR2

for 6 Months

$3,000

Balance

Pay $204.26

In Interest Cost Over 6 Months

► Macy's®

25.24% APR2

for 6 Months

$3,000

Balance

Pay $225.48

In Interest Cost Over 6 Months

► Amazon®

25.99% APR2

for 6 Months

$3,000

Balance

Pay $232.28

In Interest Cost Over 6 Months

1. INTEREST AND FEE INFORMATION

Annual Percentage Rate (APR) for Balance Transfer: 2.99% (promotional APR on transferred balances from the first balance transfer date during the promotional period through January 31, 2021). After January 31, 2021, your regular balance transfer APR will apply to your remaining balance and future transfers. Multiple transfers permitted up to your credit limit. An APR between 7.15 – 18.00 % based on our credit applies to all other transactions. Offer good only for current Viriva credit cardholders. Other restrictions may apply. Contact us for details.

Use By Date: This offer is valid from July 1, 2020 – August 31, 2020.

Balance Transfer Fee: None 

Paying Interest: We will begin charging interest on these balance transfers on the transaction date.

2. Annual Percentage Rate (APR) comparisons done on July 1, 2020, and are for illustrative purposes only. All trademarks property of their respective owners.