Viriva Community Credit Union is financially sound and safe! YOUR Credit Union is insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA), and is protected by federal deposit insurance. NCUA is an independent agency of the United States government.
Share accounts in federally insured credit unions (such as ours) are insured up to $250,000, similar to the FDIC coverage at banks.
Individual Retirement Accounts
Individual Retirement Accounts (IRAs) are also separately insured up to $250,000. Shares maintained in different legal ownership capacities may also be separately insured – keeping every dollar protected by federal insurance.